Small Business Financing

Growing a small business in today's competitive environment can be difficult. In fact, for most companies, the first five years are the most difficult - cash flow crunches, customer difficulties and receivable losses are most likely to occur during this time. What's worse is that most, if not all banks, will not provide small business financing at a time when it is most critical. So what should you do to obtain small business funding? It's simple. Factoring may be able to help.

Factoring - Superior Small Business Financing

There are few forms of lending available to small businesses these days. In fact, for many entrepreneurs, a credit card is the only way to get the purchasing power needed to get a company off the ground. But this is expensive, and can stretch you financially, particularly at 20% and more APR.

Less expensive, of course, is most forms of asset based lending, which act very similar to a mortgage by securing a loan against equipment or real estate. The key point about this form of lending is this: if you are just beginning to grow, how much equipment and real estate does your company own? In most cases, the answer is negligible.

So, that leaves us with an important form of small business financing which aids in cash flow management like few others. The form - factoring. With factoring, you are essentially acquiring a powerful form of asset based lending which uses your accounts receivable as an asset.

That's right, your very invoices or customer purchase order become your most valuable collateral for obtaining credit on a short term, or even revolving process. While many small companies have no idea that this form of small business financing even exists, you now do, and the process is easy to start.

Factoring Associates enables you to convert your customer's purchase orders (or your invoices to the customer) into cash. We can lend up to 80% of the invoice total, and can provide funding within 48 hours.

Most importantly, the process does not affect your credit rating at all, instead relying on the credit of your customer, who obviously must pay back the invoice. The result can be a cash flow management tool which can change the very way you do business.

We encourage any questions about this important form of small business financing, and suggest you call us at the toll free number above at any time. Our experienced associates are ready to provide you with the small business financing you need, at a low cost, with quick wire transfer if necessary.

Or contact us here. If you would like to get the process started right away, apply here.

See how the accounts receivable factoring process can help you. Apply here today!

FAQ | Glossary | Process | Required Documents | Services
Accounts Receivables Outsourcing | Small Business Funding
Accounts Receivable Management | Business Receivable Factoring
Factoring Financial Services | Accounts Receivable Factoring Company
Factoring Accounts Receivables | Accounts Receivables Factoring