Factoring Companies

Factoring companies are plentiful throughout the world today because they provide a service which most banks will not provide: higher risk, short term loans. Factoring Companies like Factoring Associates exists mainly because we provide capital funding where the banks have effectively dropped the ball. Using short term loans using your accounts receivables (invoice factoring) as collateral, we provide cash for your company to allow your business to grow.

Small Business And Factoring Companies

Factoring Associates has years of experience working with small businesses, which according to both our experience and that of industry studies, is the highest transaction user of factoring services. Often, when smaller companies are starting out, they can have real cashflow crunches, and are typically funded by their owner using such instruments as personal credit lines or credit cards. Banks will typically not loan cash to these companies, unless it is secured, putting the individual's assets at risk if a default occurs.

And, because some entrepreneurs are clearly more risk tolerant than non-entrepreneurs, their credit history may not enable them to receive loan approval without a co-signer. In this case, Banks recognize that Factoring Companies are key to America's funding system, providing short term cash to ensure new small businesses can pay suppliers, fund new contracts or simply make their payroll.

Factoring works for thousands of companies each year, and is a very inexpensive alternative to credit card debt, which can loom heavy on a small business during its founding years.

Find out how Factoring Associates can help you today! Contact us here.

Large Enterprise and Factoring Companies

While small businesses typically account for the majority of invoice factoring transaction volume as far as numbers of individual transactions, large enterprise easily make up the bulk of cash value. The fact is, small businesses have very different needs than large businesses, and factoring companies like Factoring Associates have identified both segments as important customers.

Large companies typically have much larger individual transactions, which can amount anywhere from $200,000 to $25,000,000, and typically use factoring services like ours to minimize transaction risk and save the receivables cost that can come with such large transactions. We currently work with several Fortune 500 companies who recognize that Factoring Associates provides the kind of custom short term financing other factoring companies cannot.

And, with deep volume discounts, our invoice factoring typically comes at a much lower cost per factored transaction.

Are you looking to factor a transaction $1million or higher? Contact us here, or call our toll free number above. Our associates can help you get funding in as little as 24 hours, depending on the transaction.

Click here to get started. We invite you to explore our website, and feel free to contact us here at anytime.

FAQ | Glossary | Process | Required Documents | Services
Accounts Receivables Outsourcing | Small Business Funding
Accounts Receivable Management | Business Receivable Factoring
Factoring Financial Services | Accounts Receivable Factoring Company
Factoring Accounts Receivables | Accounts Receivables Factoring